Everyone who knows me knows that I am pretty even-tempered, laid back, and not given to fits of anger. Yet there is one thing that always seems to enrage me, and it occurs annually right at the autumnal equinox. It is the receipt of "Renewal Information" from the carrier of my Part D Medicare insurance program. For you youngsters, this is the drug insurance portion of the program. Do not infer that I am unappreciative of any benefits that may depend from such a program.
The subtitle of this year's document is "Changes to Your Program for 2013." The book is 154 pages in length and is printed on 8.5 x 11 sheets of paper slightly lower in quality than standard newsprint. Apart from the aggravation and minor hissy fits I engaged in while attempting to understand the first half-dozen pages, as nearly as I can figure out the bottom line is that the premium will be increased by a mere 10.5%. And that some of my meds may not necessarily be any longer on their formulary.*
Of course, I have the option of changing carriers. This means I have the "opportunity" to explore and study some what? forty or more programs offered by twenty-some carriers. Which multiplies the aggravation exponentially.
I think the designers' hopes are that everything is made so opaque and confusing that we oldsters will simply forget to or fail to comply with some jot or tittle in the program and thereby be eliminated. Is that even remotely possible? Nah, surely not.
*formulary: a made-up word meaning the list of stuff that will be covered.