Yes, you will believe this because, though it seems implausible, you know that I am a reliable scribe who would not mislead you.
Imagine you are a man of a certain age. Your spouse dies. You expect that her income will no longer come into the coffers. You are right. What you didn't count on was that you would be getting bills for increased premiums on insurance policies which are already paid and in effect.
I am not making this up.
Explanation: "You are now a widower, that is, a single male, which puts you in another risk category, therefore the premium is a bit higher." ("A bit" is well in excess of a hundred bucks, which may be "a bit" in some budgets. Maybe.) Anyway, you reply, "So because my wife died I am now a worse driver?"
"Oh, no, sir, It does not make you a worse driver, but it throws you into another risk category.
I have not been treated with such disrespect and inconsideration since I was a single man under 25, and that may or may not have been a higher risk category. Go figure.